Terms and Conditions of Use

The following text sets out the terms and conditions of use by which you may make use of this website njrryan.com, and related sites including the njr-ryan-stories.myshopify.com site and any and all other associated sites forwarded by NJR Ryan and any and all approved or designated writer, staff member, or affiliate, including but not limited to, the cindyscovestories.com, changingpacestories.com, cindyscove.com, changingpace.com sites, or any other sites connected by NJR Ryan to this site. Please read these terms and conditions of use carefully before you use this site.


By accessing this web site, you agree to these Terms and Conditions of Use and to the Privacy Policy, and you agree to abide by them. If you do not agree to these Terms and Conditions of Use, then please refrain from using this site.
 
  I. Privacy
 

  • The Web is an unsecure medium, always subject to change. Reasonable efforts are made to protect your privacy but the security of your personal or other information cannot be guaranteed by NJR Ryan.
  • Please refer to the Privacy Policy for more details regarding the NJR Ryan privacy policy.

 
  II. Copyright and Restrictions of Use
 

  • All content on this web site, except where noted, is the property of NJR Ryan, and is protected by the copyright, trademark, and intellectual property laws of Canada and other applicable jurisdictions.
  • This site is for your personal use. You may not use the njrryan.com site or the njr-ryan-stories.myshopify.com site or and and all related sites forwarded by NJR Ryan, including but not limited to, the cindyscovestories.com, changingpacestories.com, cindyscove.com, changingpace.com sites, or any other sites connected by NJR Ryan to this site, or content from these sites, for commercial use, or in any way that is unlawful, or harmful or prejudicial in any manner whatsoever to this web site, its author and owner, or to any other person or entity. No material made available to you for a fee or otherwise from this web site may be used other than for the single, one-time intended purpose for which the document or material was transmitted to you or produced for you.
  • Stories, and any and all other messages, written for you or sold to you through njrryan.com are for your personal use, and may not be resold or used for commercial purposes.
  • No part of any content made available from or through this web site, for a fee or otherwise, may be reused, distributed, reproduced, stored in or introduced into a retrieval system, or transmitted, in any form, or by any means, electronic, mechanical, photocopying, recording, or otherwise, without prior written permission from the owner and author of njrryan.com.
  • NJR Ryan, its author and owner, retain the copyright to all materials and text produced for a fee or otherwise. Permission to use those materials and text is subject to the conditions noted above.

 
III.  Writing Services
 



IV. Coaching Services and Speaking Engagements



 
V. Limitation of Liability
 

  • In no event will NJR Ryan, njrryan.com, its author and owner, its designated writer(s), staff, and affiliate(s), their affiliates, and related sites including the njr-ryan-stories.myshopify.com site and any and all other associated sites forwarded by NJR Ryan and any and all approved or designated writer, staff member, or affiliate, including but not limited to, the cindyscovestories.com, changingpacestories.com, cindyscove.com, changingpace.com sites, or any other sites connected by NJR Ryan to this site, licensors or other third parties mentioned or not mentioned on this site be liable for any damages whatsoever including but not limited to direct, indirect, incidental, punitive or consequential damages (including those resulting from lost profits, lost data or business interruption), claims, injury, loss, liability costs, or expenses arising out of the use of this site, or any web sites linked to or from this site, or of the documents, materials, or services offered on this site or associated with this site, its author and owner, NJR Ryan, or its designated writer(s), staff and/or affiliate(s), or arising from contracting or using documents, materials or services offered through this site, its author and owner, NJR Ryan, or any designated writer(s) and/or staff and/or affiliate(s), or their affiliate(s), of any or all of the preceding or of any related, connected, or affiliated site(s).

 

VI. Disclaimer of Warranties
 

  • Your use of this web site is at your own risk. With this notice, NJR Ryan, njrryan.com, its author and owner, its designated writer(s), staff, and affiliate(s), their affiliates, and related sites including the njr-ryan-stories.myshopify.com site and any and all other associated sites forwarded by NJR Ryan and any and all approved or designated writer, staff member, or affiliate, including but not limited to, the cindyscovestories.com, changingpacestories.com, cindyscove.com, changingpace.com sites, or any other sites connected by NJR Ryan to this site, and its designated writer(s) and/or staff and/or affiliate(s), hereby expressly disclaim any liability for errors or omissions in the information contained in this web site. All information contained in this web site and in content generated by this web site is provided on an as-is and as-available basis without any representations, warranties or endorsements whatsoever.
  • No warranty of any kind, implied, expressed or statutory, warranty of merchantability, fitness for a particular purpose or occasion and non-infringement of intellectual property rights, third party rights, title, fitness for any particular purpose or freedom from computer viruses or other contaminating or destructive properties is given in conjunction with the information contained in, or offered from, this web site. NJR Ryan, njrryan.com, its author and owner, its designated writer(s), staff, and affiliate(s), their affiliates, and related sites including the njr-ryan-stories.myshopify.com site and any and all other associated sites forwarded by NJR Ryan and any and all approved or designated writer, staff member, or affiliate, including but not limited to, the cindyscovestories.com, changingpacestories.com, cindyscove.com, changingpace.com sites, or any other sites connected by NJR Ryan to this site, and its designated writer(s) and/or staff and/or affiliate(s), make no warranty as to the results that may be obtained from the use of any documents or services offered on, from, or related to this site or the reliability or accuracy of any information available on, from, or related to this site or contained in any documents or services on, from, or related this site. NJR Ryan, njrryan.com, its author and owner, its designated writer(s), staff, and affiliate(s), their affiliates, and related sites including the njr-ryan-stories.myshopify.com site and any and all other associated sites forwarded by NJR Ryan and any and all approved or designated writer, staff member, or affiliate, including but not limited to, the cindyscovestories.com, changingpacestories.com, cindyscove.com, changingpace.com sites, or any other sites connected by NJR Ryan to this site, and its designated writer(s) and/or staff and/or affiliate(s), do not warrant that use of this site will be uninterrupted, secure or error-free, that messages or requests will be delivered, that defects will be corrected, or that the site or the server that makes the site available are free of viruses or other harmful components. By using this site, you agree that any material and/or data downloaded or otherwise obtained from this site is done at your own discretion and risk and that you will be solely responsible for any loss, harm, damage, or injury that occurs, including damage to your computer system or loss of data that results from the download of such material and/or data, or from any other activity related to this web site and the material offered on, from, or related to this web site.

 
VII.  Returns or exchanges



VIII.  Indemnification
 

  • By using this site, you agree to indemnify, defend and hold harmless NJR Ryan, njrryan.com, its author and owner, its designated writer(s), staff, and affiliate(s), their affiliates, and related sites including the njr-ryan-stories.myshopify.com site and any and all other associated sites forwarded by NJR Ryan and any and all approved or designated writer, staff member, or affiliate, including but not limited to, the cindyscovestories.com, changingpacestories.com, cindyscove.com, changingpace.com sites, or any other sites connected by NJR Ryan to this site, and its designated writer(s) and/or staff and/or affiliate(s),, agents and licensors from any claim or demand made by any third party due to or arising out of anything you submit, post, transmit, upload or publish on this site.

 
  IX. Third party links and affiliates
 

  • This site contains links to and from other sites. NJR Ryan, njrryan.com, its author and owner, its designated writer(s), staff, and affiliate(s), their affiliates, and related sites including the njr-ryan-stories.myshopify.com site and any and all other associated sites forwarded by NJR Ryan and any and all approved or designated writer, staff member, or affiliate, including but not limited to, the cindyscovestories.com, changingpacestories.com, cindyscove.com, changingpace.com sites, or any other sites connected by NJR Ryan to this site, and its designated writer(s) and/or staff and/or affiliate(s), do not review or monitor these other sites and are not responsible for the content of such sites. Your access to such sites via the links contained on this site or otherwise is solely at your own risk.

 
X. Access to and use of this web site
 

  • You access this web site at your own risk and you are responsible for all applicable compliance laws.
  • These terms and conditions of use can be withdrawn without cause and without notice to you. Users can be restricted in their use of this site or banned from this site without notice in the event of suspect, unlawful, prejudicial, harmful, or offensive activity to this site or to any entity related or not related to this site.
  • These terms and conditions of use shall be governed by the laws of Newfoundland Labrador, Canada, and of Canada, and you irrevocably consent to the jurisdiction of such courts.

 
XI. Changes to terms and conditions of use, and prices
 

  • The terms, conditions of use, and prices indicated on this site and related sites approved by NJR Ryan, may change at any time without advance notice.

 
XII.   Questions regarding this policy
 

  • If you have any questions regarding these policies, this web site, or the information provided you through this web site, please contact NJR Ryan through this site,
  • or at: 29058, 12 Gleneyre Street, St. John's, NL Canada A1A 5B5  Phone: ++ 709.743.2377
www.njrryan.com is a site operated by NJR Ryan, registered as a trading name in Canada, with a business address registered at 29058, 12 Gleneyre Street, St. John's, NL Canada A1A 5B5 Telephone: ++ 709.743.2377.